Terms of Service - Mortgage Calculator Legal Information

1. Acceptance of Terms

By accessing or using the Mortgage Calculator Tool at myfreemortgagecalculator.com, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access or use our service.

2. Description of Service

Our Mortgage Calculator provides estimates of mortgage payments based on information you input. The calculator is designed to provide general information for educational purposes only and should not be considered financial advice.

3. Use Limitations and Disclaimer

The information provided by our Mortgage Calculator is:

For educational purposes only and should not be considered as financial or investment advice.
Based on the information you provide and general assumptions that may not reflect actual market conditions.
Not a guarantee of loan terms or rates you may receive from any lender.

We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of the calculator results. Interest rates, loan programs, and lending criteria change frequently and vary by lender.

4. Privacy and Data

We respect your privacy and handle your data according to our Privacy Policy. When using our calculator, you agree that any information you provide:

Will not contain personally identifiable information that you do not wish to share.
May be processed and stored according to our Privacy Policy.
Will not be sold to third parties but may be used for analytical purposes.

5. Third-Party Links

Our service may contain links to third-party websites that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

6. User Conduct

You agree not to use our service to:

Violate any laws or regulations.
Infringe on the rights of others.
Attempt to gain unauthorized access to any part of the service.
Interfere with the proper functioning of the service.
Collect or store personal data about other users.

7. Intellectual Property

The Mortgage Calculator Tool, including its content, features, and functionality, is owned by us and is protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

8. Termination

We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Service.

9. Changes to Terms

We reserve the right to modify or replace these Terms of Service at any time. It is your responsibility to check the Terms periodically for changes. Your continued use of the service following the posting of any changes constitutes acceptance of those changes.

10. Contact Information

If you have any questions about these Terms of Service, please contact us.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

12. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.